{"id":3856,"date":"2007-08-17T14:08:45","date_gmt":"2007-08-17T14:08:45","guid":{"rendered":"http:\/\/blogs.thesocialmedia.com\/leblogenergie\/2007\/08\/17\/crise-des-subpr\/"},"modified":"2012-07-12T10:01:20","modified_gmt":"2012-07-12T10:01:20","slug":"crise-des-subpr","status":"publish","type":"post","link":"https:\/\/blogs.thesocialmedia.com\/leblogenergie\/2007\/08\/17\/crise-des-subpr\/","title":{"rendered":"Crise des subprime : manifestation du pic oil ?"},"content":{"rendered":"

\"Derrick\"<\/a>La crise d’ao\u00fbt 2007 qui prend des allures de d\u00e9bandade, m\u00eame si une ministre affirme "il n’y a pas de krach<\/a>" (c’est techniquement vrai, depuis 1987, on suspend les cotations pour les emp\u00eacher de baisser), le r\u00f4le de d\u00e9tonateur n’aurait il pas \u00e9t\u00e9 tenu par mes m\u00e9nages trop pauvres, et dans ces m\u00e9nages trop pauvres, tenu par la flamb\u00e9e du cout de l’\u00e9nergie ?
Un m\u00e9nage aussi est une entit\u00e9 rationnelle.
Il a des entr\u00e9es, des sorties, essayent d’optimiser les deux, mais le plafond des \u00e9conomies possible et r\u00e9alisables est vite atteint.
Il faut donc augmenter les recettes. Le pr\u00eat au pauvre, pour parler crument des subprimes, est un pr\u00eat usuraire, fait pour ne pas \u00eatre rembours\u00e9, car l’emprunteur n’a aucune marge de manoeuvre, que ce soit  pour un coup dur, on parle de maladie, de perte d’emploi, mais a t’ on r\u00e9fl\u00e9chit \u00e0 la cause la plus insidieuse, celle qui apparemment ne pose pas de probl\u00e8me : celle du gonflement insidieux ou brutal de factures de tous les jours.<\/p>\n

Gaz, \u00e9lectricit\u00e9, essence, fioul et maintenant alimentation ? Vous savez, tout ce que les statistiques ne comptent plus dans le taux d’inflation.
Et si c’est cette d\u00e9gradation de la situation de tous les jours, d\u00e9solvabilisant les acqu\u00e9reurs, et en m\u00eame temps les avaient pouss\u00e9s dans une fuite en avant ?
La "robustesse" de la consommation US, n’\u00e9tait elle pas, tout simplement l’accumulation de charges incompressibles pour beaucoup de m\u00e9nages ? Et les zones les plus concern\u00e9es (en rouge), les zones o\u00f9 la\"Degringolade\"<\/a>
crise de l’\u00e9lectricit\u00e9, la plus violente ? La Californie<\/a>, par exemple rassemblant le plus grand nombre en % de pr\u00eats subprimes.
Il est clair que cette question est importante. La consommation \u00e9nerg\u00e9tique des habitations est colossale. Et cette question ne peut \u00eatre \u00e9lud\u00e9e. En attendant d’avoir maisons \u00e0 \u00e9nergie positive (et d\u00e9corr\u00e9lation du couple \u00e9nergie\/habitation), il y aura de plus en plus corr\u00e9lation du prix de l’\u00e9nergie et du prix de l’immobilier.<\/p>\n","protected":false},"excerpt":{"rendered":"

La crise d’ao\u00fbt 2007 qui prend des allures de d\u00e9bandade, m\u00eame si une ministre affirme "il n’y a pas de krach" (c’est techniquement vrai, depuis 1987, on suspend les cotations pour les emp\u00eacher de baisser), le r\u00f4le de d\u00e9tonateur n’aurait il pas \u00e9t\u00e9 tenu par mes m\u00e9nages trop pauvres, et dans ces m\u00e9nages trop pauvres, […]<\/p>\n","protected":false},"author":198,"featured_media":6057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1572],"class_list":["post-3856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-il-ny-a-pas-de-krach-californie"],"yoast_head":"\nCrise des subprime : manifestation du pic oil ? - leblogenergie.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blogs.thesocialmedia.com\/leblogenergie\/2007\/08\/17\/crise-des-subpr\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Crise des subprime : manifestation du pic oil ? 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